Should you wish to make a claim on your Health Insurance Policy then you will be required to settle all fees with Grace Medical and Wellbeing Clinic and then make the claim directly with your Insurance Company. Grace Medical and Wellbeing Clinic holds nil contractual agreements with Health Insurance Companies, therefore you, the patient, are liable to cover the full costs of the treatment and Consultations accumulated on the day. Your Health Insurance Policy is a legally binding contract between you and your Health Insurance Company or employer. Please note, it is your responsibility to know if your Insurance has specific rules or regulations, such as the need for referrals or pre-certifications.